Empowering Ghanaian SMEs for a Sustainable Future
Medium-to-Long-Term Financing to Support Your Business Growth
What is the SME GO Fund?
The SME Growth and Opportunity (GO) Programme is a strategic initiative designed to accelerate the growth of high-potential SMEs across Ghana. Coordinated by the Ministry of Finance and the Ministry of Trade and Industry, this program offers a comprehensive package of financial and technical support, including capacity-building sessions, to address the critical funding constraints faced by SMEs.
As a wholesale provider of long-term local cedi financing, DBG is collaborating with the Ministry of Finance, the Ministry of Trade, and other key stakeholders to operationalize this program. Our focus is on working with selected Participating Financial Institutions (PFIs) across the country to ensure that SMEs can access the necessary funding and resources through the SME GO Programme.
Are You Eligible?
To qualify for the SME GO Fund, your business must:
- Be legally registered and operate in Ghana.
- Fit within the SME categories.
- Operate in priority sectors such a agriculture, manufacturing, or high-value services.
- Meet the credit criteria set by our PFIs.
Our Participating Financial Institutions
Tailored Financial & Non-financial Products to Meet Your Needs
The SME GO Fund offers a comprehensive suite of financial products designed to fuel your business growth and resilience:
General Purpose SME Loans:
Accessible funding for Capex and Working Capital needs to keep your business thriving.
Equity Placements:
Strengthen your business with equity financing that aligns with your growth ambitions.
Guarantees (PCG):
Secure your business operations with Partial Credit Guarantees, ensuring you can access the financing you need.
Grants for Technical Assistance:
Elevate your business with grants that support capacity building and technical expertise.
Gender-Focused Lending Program:
Dedicated financing to empower women-led businesses, driving inclusive economic growth.
Climate-Focused Lending Program:
Support for sustainable practices with financing designed for climate- resilient businesses.
Agriculture Lending:
Specialized loans for key sectors like Rice, Poultry, Soya, Maize, and Cassava, ensuring food security and agribusiness growth.
Empowering Women-Led and Youth-Led Businesses
The SME GO Fund places special emphasis on supporting women and youth-led enterprises with tailored financial products and capacity-building programs. Our goal is to empower the next generation of Ghanaian business leaders.